Terms of Use

Sanfer Solutions
Effective Date: August 31, 2026

Acceptance of Terms

By accessing or using sanferco.com (the “Site”), you agree to these Terms of Use. If you do not agree, do not use the Site.

Sanfer Solutions is a licensed Florida insurance agency. Agent: Fernando Rodriguez. Contact: info@sanferco.com | (352) 433-8403.

Purpose of the Site

This Site provides general information about our agency and allows you to request group health insurance quotes or contact us about employee benefits. Content on the Site is for informational and marketing purposes only.

No Professional Advice; Quotes Are Not Coverage

Nothing on this Site is legal, tax, or insurance advice tailored to your situation. Insurance quotes, estimates, or illustrations are not a binder, policy, or guarantee of coverage. Coverage is subject to carrier underwriting, eligibility rules, plan terms, and issuance of a policy. Always review actual policy documents and carrier materials before making decisions.

For advice specific to your business, speak with a licensed agent or other qualified professional.

Intellectual Property

All content on the Site, including text, graphics, logos, and layout, is owned by Sanfer Solutions or its licensors and is protected by applicable intellectual property laws. You may view and print pages for your personal or internal business use. You may not copy, modify, distribute, or commercially exploit Site content without our prior written consent, except as allowed by law.

User Conduct

You agree to use the Site only for lawful purposes. You may not:

  • Submit false, misleading, or fraudulent information
  • Attempt to gain unauthorized access to the Site, related systems, or data
  • Interfere with or disrupt the Site or other users
  • Use the Site in any way that violates applicable law or regulation

Third-Party Links

The Site may link to third-party websites, including carrier or resource sites. We do not control those sites and are not responsible for their content, policies, or practices. Visiting third-party sites is at your own risk. Review their terms and privacy policies separately.

Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY CONTENT IS COMPLETE, ACCURATE, OR CURRENT.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY FLORIDA LAW, SANFER SOLUTIONS, ITS AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITY, ARISING FROM OR RELATED TO YOUR USE OF THE SITE OR RELIANCE ON ITS CONTENT, WHETHER BASED IN CONTRACT, TORT, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE SITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100), EXCEPT WHERE LIABILITY CANNOT BE LIMITED UNDER APPLICABLE LAW.

Nothing in these Terms limits liability that cannot be limited under Florida law.

Indemnity

You agree to indemnify and hold harmless Sanfer Solutions, Fernando Rodriguez, and our agents from claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your misuse of the Site, your violation of these Terms, or your violation of any law or third-party right.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute arising from these Terms or the Site shall be resolved in the state or federal courts located in Florida, and you consent to personal jurisdiction there.

Changes to These Terms

We may update these Terms from time to time. The effective date at the top of this page will reflect the latest version. Continued use of the Site after changes means you accept the updated Terms.

Contact

Questions about these Terms of Use:

Sanfer Solutions
Email: info@sanferco.com
Phone: (352) 433-8403
Website: https://sanferco.com